Ill-health, disability and death are something your employees probably don’t like to think about.
However, how would they cope financially if they found themselves unable to work due to illness or injury, or how would their dependents cope without their income if they died when they are still working?
Financial protection for your employees could include:
- Life insurance – Providing a lump sum for dependants on an employee’s death.
- Critical illness cover – Providing a lump sum on the diagnosis of a serious illness.
- Income protection – Providing an income if unable to work due to illness or injury.
- Private medical insurance – For peace of mind when it comes to medical care.
For more information on how each of these could benefit your employees, see our page on protection.
You may feel a moral obligation to be able to provide your employees with an income or a lump sum in such situations, or you might want to be able to provide additional benefits as part of your overall employee benefits package.
Whatever the reason for considering offering financial protection to your employees, we can work with you to ensure the appropriate level of cover is provided at a cost to suit you.